Word of Wisdom:How to show and earn respect

The words you speak today should be soft and tender..for tomorrow you may have to eat them. By showing respect for others and listening, we can increase our own ability to think creatively,clearly and effectively.

When you catch yourself needing to be right or needing to be in control, imagine that there is a big sign over your head telling the world what a fool you are. You can’t see it but the rest of the world can. Stubbornness and anger can rob you of other’s  respect and when you lose respect you lose your integrity as well.

It is never too late to change for better tomorrow… One may have lost the most valuable thing in life and never repeat the same mistake…

Teach and Learn from Each Other

Public Mutual New Fund Launching

Launch of Public Far-East Telecommunication & Infrastructure Fund (PFETIF)
We are pleased to inform you that Public Mutual will launch the Public Far-East Telecommunication
& Infrastructure Fund (PFETIF) on 8 July 2008 (Tuesday).

The following are some of the pertinent details of the fund:PFETIF

Main Features .The Public Far-East Telecommunication & Infrastructure Fund (PFETIF) is an equity fund that seeks to achieve capital growth over the medium- to long-term period by investing in securities, mainly equities, in the telecommunications, infrastructure and utilities sectors in Far-East markets. PFETIF is attractive to
investors who would like to participate in the long-term growth potential of a portfolio of regional
stocks in sectors which include telecommunications, construction, building materials, expressways,
transportation, water works, infrastructure and utilities

Asset Allocation % of NAV
Equities: 75% to 90%
(up to 98% of PFETIF’s NAV(Net Asset Value) can be invested in selected
foreign markets which includes South Korea, China,
Japan, Taiwan, Hong Kong, Philippines, Indonesia,
Singapore, Thailand, and other approved markets).

Target Market Investor with aggressive risk-reward temperament and
can withstand extend periods of market highs and lows in
pursuit of capital growth.

Offer Period 8 July 2008 to 28 July 2008
Issue Price RM0.2500 per unit

Launching Of Public Far-East Telecommunication & Infrastructure Fund (PFETIF),
Service Charge During offer period: Up to 5.00%
After offer period : Up to 5.50%

Interested parties please call:-

Michele Ang
H/P : 012-2150151
Public Mutual Unit Trusts Consultant

Thank You

***Birthday Wishes to Someone Special***

i WOULD LIKE TO DEDICATE THIS BIRTHDAY POST TO SOMEONE SPECIAL, SOMEONE MEAN ALOT TO ME.

If only you knew how my heart overflow with love for you, I’ve only to think about you to feel your loving light and from this world ..my drift feeling as if I will never touch the loving ground again.

If only you could guess how I hear your voice when others speak. Im willing to give my all and expect nothing in return.If only you knew…

Though I miss you terribly I can feel your love across the mile. Promise me that our friendship will never fade or disappear but will always shine as bright as the sun.

I’ve met a lot of people on the internet but no one like you. I knew from the start that there was something special. You touched my life and wouldn’t let go. Many ups and downs but I am grateful to whatever brought us together.

Have a peaceful and wonderful birthday…..

Love,

M

Words of Wisdom-Negative attitute

A man is but a product of his thoughts what he thinks that he becomes.

Always look at what you have left.Not look at what you have lost.Our greatest glory is not in failing but in rising every time we fall. I guess we have to learn to turn a difficult past into a dynamic future.

Is success something you have to be certain age to achieve? NOT necessarily. Does success of this type come with a price tag?YES. By clarifying what you want, don’t waste time and even more important not to continue end up in doing the wrong thing over and over again!

You might even find with careful evaluation and deep thought that what YOU have right now (failure, success, debts, happiness,sorrow & etc) is what you really want and that is why it exists for you.

If all my friends were to jump off a bridge, I wouldn’t follow. I’d be at the bottom to catch them when they fall, however we often mistaken as naggy and troublesome.

That’s all for now till later cheers.

Apologize- beautiful song

Sometimes there comes a point when enough is enough and some people just take advantage of all the chances they were given and sometimes it really just comes down to its too late. Too late to even say you’re sorry. Too late to fix things. This song describes that so perfect and beautiful especially this part- “I’d take another chance, take a fall
Take a shot for you.( Take chances after chances, fall and fall deeper)
And I need you like a heart needs a beat (So in love)
But it’s nothin new
I loved you with a fire red now it;s turning blue”

It’s such a sad song. At times people hurt because they never give up earlier.They think miracle will happen.Silly…so sillyyy

I’m holding on your rope,
Got me ten feet off the ground
I’m hearin what you say but I just can’t make a sound
You tell me that you need me
Then you go and cut me down, but wait
You tell me that you’re sorry,
Didn’t think I’d turn around, and say…

It’s too late to apologize, it’s too late
I said it’s too late to apologize, it’s too late

I’d take another chance, take a fall
Take a shot for you
And I need you like a heart needs a beat
But it’s nothin new
I loved you with a fire red-
Now it’s turning blue, and you say…

It’s too late to apologize, it’s too late

Malaysia VS USA Dollar to Dollar

Dear Malaysians,

I just got back from the States and this is what I bought and would like to share with my fellow Malaysians. I decided to take a snap shot and bring it back.The above pictures are Honey Turkey Ham, Cheese Curls,Hotdog and DishLiquid. Consume until you drop death!!

I am sure you can see the price is clearly printed on the product. I almost went crazy when I saw the price. A box of compact Turkey Ham which cost only $2.99, hotdog at $1.99 , Cheese Curls at $0.79 and dish liquid $0.99!! This is madness. Let’s compare dollar to dollar.

Yes their petrol there is expensive but the consumer goods are cheap.The people there can survive with a salary of $400 a week but we cannot survive even draw a salary of RM3000 .Why can’t we do the same especially for locally produced/manufactured goods such as cooking oil, net exporter for petroleum and we are charged through our nose!They are killing us one by one, day by day…

Tolls…petrol..vegetables..poultry…cili padi…rice…flour

Do something about your savings otherwise you will never beat the inflation.

Market Wrap report for the week ended 13 June 2008

The KLCI fell in tandem with lower
regional markets to the week’s
intraday low of 1,221.6 points on
Thursday. The index closed at
1,229.3 points to register a loss of
1.5% for the week.
• Regional markets fell on continued
worries over rising inflationary
pressures and expectations that U.S.
interest rates may be raised later this
year to curb inflation.
• The market is anticipated to move in
tandem with overseas markets as
investors monitor the outlook for
economic growth and interest rate

STOCKMARKET COMMENTARY
The KLCI fell in tandem with regional
markets to the week’s intraday low of
1,221.6 points on Thursday. However,
selected buying of blue chips helped the
KLCI to close at 1,229.3 points to
register a loss of 1.5% for the week.
Average daily trading volume during the
week fell to 0.4 billion units from 0.5
billion units while average trading value
decreased to RM1.2 billion from RM1.5
billion in the preceding week.
On Wall Street, share prices closed
slightly firmer following the pull-back in
oil prices from record highs and the
rebound in the U.S. dollar against major
currencies. Sentiment was also
supported by news of the 1% month-on month
growth in U.S. retail sales for
May versus a 0.4% increase in April due
to a rebound in automobile sales. The
Dow closed 0.8% higher for the week at
12,307 points. However, the Nasdaq was
down 0.8% at 2,445 points due to losses
in selected technology stocks.

Inflation Threat to poor Malaysians

This is worrisome. We’re in the midst of a macroeconomic adjustment by the government which hasn’t been able to bring down inflation. Many developing countries were imperilled by soaring consumer price inflation. Particularly vulnerable were economies that attracted big private debt inflows, which triggered a rapid expansion of domestic credit, stoking inflationary pressures. These price increases posed a disproportionate threat to poor people in emerging markets because food and energy costs represented a larger part of a consumer’s spending. Food, Petrol, Tolls..outrages.

After all, inflation is caused by oil prices, isn’t it? And rising energy costs have pushed prices higher in recent years. And some people, opps! I mean many people take major advantage on this.

Last night I bought 2 loaf of bread for whooping RM7.00!!! Come on! what the heck! Gardenia Whole Meal RM3.00 and Gardenia Raisin Oatmeal for RM4.00 Not so much for myself but for family. Normal Gardenia RM3.00 consume 2 loaf a week =RM6.00 x 4weeks=RM24.00 per month x 12= RM288.00

I am considering getting a bread maker and I can make as many loaf as I like. Long term investment ha!

Public Mutual declares another distributions for its fund

Public Islamic Dividend Fund – Gross distribution of 2.00 sen per unit
Public Far-East Balanced Fund – Gross distribution of 1.75 sen per unit
Public Islamic Asia Dividend Fund – Gross distribution of 0.40 sen per unit

Recommended fund:

Public Islamic Optimal Growth Fund (PIOGF) is a fund that invests 50% of its equity investment in Shariah-compliant growth stocks in the domestic market while the remaining 50% of its equity investment is invested in Shariah-compliant stocks which offer attractive dividend yields. Given its investment strategy, PIOGF is a capital growth and income fund that is suitable for medium- to long-term investors with aggressive risk-reward temperaments.

Share prices of growth companies may be more volatile than the broad market as these companies are focused on achieving strong earnings growth. On the other hand, dividend stocks are considered to be more stable and less risky as their dividend yields help to cushion potential declines in their share prices during periods of market volatility.